What are the advantages of two wheelers over four wheelers?

A two-wheeler is the preferred choice of transport for most Indians. Bikes are inexpensive, convenient and fuel-efficient, as compared to cars. If you are in the market for a new ride, you can easily get home a motorcycle with a bike loan. Easy to get and inexpensive, these loans can help you own your dream bike.

Still not convinced? Here are some of the advantages that make a bike score over a four-wheeler:


A two-wheeler in India can be yours for as low as Rs 25,000. A decent car, on the other hand, can set you back by at least Rs 4 lakh. This huge price difference is why many Indians prefer to buy a two-wheeler. 

Additionally, you can easily get a two wheeler loan to fund the purchase. A bike is also cheaper to maintain when compared to a car. The repair cost, servicing, etc. are much more economical when you own a motorcycle.


A bike is also convenient to use. Traffic in cities such as Bengaluru and Mumbai can be tricky. It is a lot easier to zip through with a bike, as opposed to being stuck for hours on the road in a car. Even on unmotorable rural roads, a bike is a more convenient mode of transportation. 


With rising fuel prices, the operational cost of a vehicle is a crucial factor for most Indian families when making a purchase decision. The average 125cc two-wheeler will offer a mileage of 50+ kilometers per liter (kmpl) of fuel as compared to 15 kmpl offered by an average hatchback car. 

Cheaper insurance

Getting your bike insured is inexpensive. You can get basic third-party cover for your bike for just Rs 500 a year, whereas car insurance can cost anything upwards of Rs 15,000. Considering that it is mandatory to renew auto insurance every year, this can prove to be quite expensive with a four-wheeler.


Anyone who lives in metro cities knows what a nightmare parking your car can be. Going around in circles to find a spot and then finally parking far away from your destination is something that is taken for granted. However, with bikes requiring minimal space to park, it makes parking a less strenuous exercise.


A two-wheeler emits lesser fumes, which makes it environmentally friendlier than cars. Additionally, the introduction of electric bikes in the market has further helped the planet’s cause. 


If you have been eyeing that bike for some time now, know that it can be yours with a bike loan on EMI. You can get a bike loan online in a matter of a few days. Tata Capital offers two-wheeler loans starting at Rs 25,000, all the way up to Rs 3 lakh. You can even finance up to 100% of your bike cost.

It does not get easier than this! Check your two wheeler loan eligibility online and apply for a loan today!

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